Personal Account

Personal Spending Account and Debit Card

Your Samie Bank Spending Account comes with a debit card, no monthly fees or maintenance fees.

Forget about fees

Samie Bank debit card works everywhere Visa debit cards are accepted. And unlike some prepaid cards and traditional bank accounts, there are no monthly account fees and minimum balance requirements. 

Grow your savings when spending

Saving money is a no-brainer with Samie Bank. Every time you swipe your debit card, we round up to the nearest dollar and transfer the round-up from your Spending Account straight into your Savings Account. A magical, little way to make your money grow over time.

You’re always in control

You stay above the law

Can’t find your Samie Bank debit card? No worries. You can instantly disable transactions in the app. No need to call us or explain yourself. And if you need a replacement card, just let us know.

Frequently asked questions

Personal Current Account FAQs


The typical account set-up when we officially operating:

Opening a Samie Bank Personal Account is free and it takes less than 5 minutes. Here’s how to apply online:

  • Visit samiebank.com and enter your personal info and complete the enrollment.
  • Once enrollment is completed, we’ll send a Samie Bank Visa® Debit Card in the mail to the address you provided. Your new debit card typically arrives in +-10 business days.
  • Download our mobile banking app, and log in. You can connect your existing bank account to transfer funds or set up direct deposit to your Personal Account. You can also login to online banking at samiebank.com whenever you need it.

Samie Bank does not require a credit check to open an account and receive a Samie Bank debit card.

Your Samie Bank Visa Debit Card comes equipped with the latest EMV chip technology to make your debit card more secure.

You will be able to get cash at over 38,000 MoneyPass® and Visa Plus Alliance ATMs throughout the United States, United Kingdom and South Africa.

Your Samie Bank Visa Debit Card works everywhere Visa debit cards are accepted.

If you need a new debit card, tap the “Replace My Card” button in the Card Settings of your Samie Bank app! You will be asked whether your card was Lost, Stolen, or Damaged. When confirming your address a replacement card will arrive within a couple of days. Keep an eye out for a envelope with one of our Samie Bank headquarters return address!

Contact Us now!

Send us your details and we will connect with you

invest@samiebank.com
(+44)204-577-1073

Lets Get In Touch

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